“Act of God” How Far Can Insurance Companies Take This?

Last Fall, I visited a local Home Depot, I will admit it was a very windy day, when my incident occured. I had been in the Barboursville store for nearly an hour looking for the various things I needed, well when I go outside, a cart (standard plastic cart–they are used in grociery stores as well) was directly against my truck’s taillight.

My first reaction was “!@#$ what were they thinking”, then I remember the wind, it would have been a great day to fly a kite. Anyway, cart had actually broken my tallight. I was pissed, scratches are tolerable (and it is a truck) but I have to get this fixed to pass WV’s annual inspection.